Action

Shares

Agios

The interest that has to be paid on a loan or overdraft

Annuite

An annual payment

Apport

The deposit you need to give to lender when taking out a loan or mortgage

Approvisionner

A credit to an account

Argent liquide

Cash

Assurance Deces Invalidite

Death and invalidity insurance

Avis d'operation

A receipt for any action on an account, i.e., a withdrawal

Bank Identifier Code (BIC)

The BIC is a unique code which identifies individual banking and financial institutions

Beneficiaire

Beneficiary

Caution

Guarantee

Cheque

A cheque

Chequier

Cheque book

Cheque de banque

Bankers draft

Cheque sans provision

A bounced cheque

Code personnel

The unique password used online to access account information

Commission de Compte debiteur

An overdrawn account

Compte bancaire

Bank account

Compte de epargne

Savings account

Compte destinataire

The account receiving money

Compte inactif

An account that has had no activity for at least 12 months

Compte joint

A joint account

Compte Titres

A holding account for stocks and shares whilst they are being bought and sold

Cours

The value of a share at a specific moment

Courtier

Broker

Courtier en Bourse

Stock broker

Credit

Loan or credit

Credit hypothecaire

Mortgage

Credit revolving

A Loan that remains constantly topped up to a certain limit even when some has been paid off

Distributeur Automatique de Billets (DAB)

A cash machine or ATM

Date de valeur

Date when a credit or debit is seen as valid by the bank

Date d'expiration

The expiry date

Date d'operation

The actual date that a debit or credit is made

Debit

Debit

Debit differe

Delayed debit = when all debits made on a credit card are grouped together and taken out of the account at the end of the month

Debit immediat

Immediate debit = any debits on a credit card are taken out of the account immediately

Decouvert

Overdraft

Deposer

Credit to an account

Depot

Deposit

Devise

Foreign currency

Droits de garde

The fees charged by a broker to look after shares

Echeancier

Details of a loan i.e., repayments, interest, term

Endosser

The signature on the back of a cheque

Especes

Cash

Facilite de caisse

A short term overdraft used in exceptional circumstances

Frais

Fees

IBAN

The IBAN (International Bank Account Number) are letters and numbers that identify a specific bank account.

Impot

Tax

Interets

Account or loan interest

Mandataire

An individual who has been given authority by an account holder to operate their account

Mensualite

Monthly payment or repayment

Monnaie

Currency

Opposition

Cancellation of payment

Placement

Investment

Prelevement automatique

A direct debit authorised by account holder which comes out of the account automatically

Pret

Loan

Pret garanti

Secured loan

Procuration

Power of attorney or proxy

Rapatriement

Commission on receipt of an international currency  

Remboursement

Redemption or repayment

Renouvellement automatique

Automatic renewal of your chequebook

Releve de compte

Bank statement

Releve d'Identite Bancaire (RIB)

A form, which can be found in cheque book, which provides bank and account details

Retirer

Withdrawal

Saisie Attribution

Seizure of funds

Solde

Balance

Tableau d'amortissement

Schedule of monthly repayments

Taux

Interest rate

Taux de change

Exchange rate

TEG

Annual percentage rate (APR)

Titulaire

Account holder

Titre Interbancaire de Paiement (TIP)

Authorised permission to debit an account of the sum asked for by provider

Valable

Valid

Versement

Payment of funds into an account

Virement

Transfer of funds into another account